Your Fair Isaacs Company (FICO) score is based upon the following factors except:
your payment history.
the length of your credit history.
All are factors in determining your FICO score.
The concept that the seller knows more than the buyer about the product being sold is:
is always a good option when you are able to borrow at a lower interest rate.
is never a good option since exit & entrance fees are always greater than the savings on interest rates.
could be a bad option if exit or entrance fees are high.
means the bank has taken possession of a home.